Business Insurance

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“The Joy and Satisfaction of owning your own Business”

Weather it’s a daycare in your home, opening your own store, or building the next new sky scrapper, no matter big or small, you’re going to need business insurance.

The right type of business insurance can provide peace of mind in both your personal and business life.

That’s where Atto Insurance Brokers comes in, let us help determine the right coverage you require for you and your business at a cost-effective rate.

These are just a few samples of what you might require for your Business

Home-based Business Insurance

Home-based Business extension can easily be added to your homeowners, condo or tenants insurance policies.  It offers both property and liability coverage for Canadian residents.

Home-based business is ideal for:

  • Businesses occupying less then 50% of your residence
  • Operated by two people at most, and
  • Has annual gross receipts of up to $75,000

Home-based business covers all the things you need to run your business, including furniture, equipment, desktop and laptop computer, software, cell phones and fax machines.  It also includes items that you stock, or goods that you hold for sale

What is General Liability Insurance?

Commercial General Business Liability protects your Company’s assets and pays for obligations/medical costs.  This is coverage in the event of someone getting hurt on your property or when there is property damages caused by you or your employees.

Liability insurance also covers the cost of legal defence and any settlement if you are successfully sued. These typically include compensatory damages, non-monetary losses suffered by the injured party, and punitive damages.

General liability insurance can also protect you against any liability as a tenant if you cause damage to property that you rent, such as fire or other covered loss.

Last but not least, it can also cover claims of false or misleading advertising, including slander, libel, and copyright infringement.

retail-spaceHow do you determine What Coverage is right for Your Business needs?

The coverage you need depends on the type of business you are in and the perceived risk associated with it. For example a building contactor would require more coverage then a web designer or consultant.  Location, number of staff, all of these factors will determine your rates and coverages.

Seem complicated?

It’s not, to find out what coverages you require for your business, just simply call Atto 1.800.263.9683 and let one of our licensed Insurance Brokers help you determine the coverages you require at a cost effective rate.

That’s Atto, not Auto, where one call does it all!